Credit plays a pivotal role in the modern economy, fostering growth and innovation. And to discuss its importance in the lives of individuals and businesses, we have Mr. Bhushan Padkil, SVP and Head of DTC Business at TransUnion CIBIL, who brings a wealth of experience and expertise in the field of credit, with a focus on credit education and financial literacy.

On this episode of Happy Hour with
FinCocktail, our Founder, Sayali engages in a candid conversation with Mr. Bhushan about credit information, CIBIL Score for individuals, CIBIL MSME Rank for MSMEs, the credit ecosystem, and the significance of credit awareness in India.

Join us in this engaging discussion to understand the credit system, the importance of timely loan repayment and some valuable credit advice for youngsters and businesses to maintain a healthy credit profile. Share this with your friends and do leave us a comment with your thoughts!


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2. Choose a CIBIL MSME Rank Subscription Plan that suits your needs.

3. Use the code RANK20OFF at checkout.

Offer valid till 30th June, 2025!

Let’s get started on the journey to build a stronger, more financially empowered business!

#CIBIL #CIBILScore #CIBILMSMERank #CMR #Businesses #BusinessOwners #MSMEs #CreditProfile #CreditHistory #financialliteracy

00:00 - Sneak Peek!
1:16 - Introduction
2:13 - What is TransUnion CIBIL?
4:45 - Overview of the CIBIL Score
7:02 - Understanding the Desire for a Credit-Worthy Business
10:16 - Busting Financial Myths
11:39 - When Does a Credit Score Get Affected?
12:53 - What is the CIBIL MSME Rank?
15:13 - How is the MSME Rank Calculated?
16:51 - Challenges and Barriers Faced by MSMEs
19:29 - Key Factors to Help MSMEs Overcome Challenges
20:44 - Where to Start?
24:13 - Bhushan Padkil Discusses His Journey
27:11 - Creating Awareness About the CIBIL Score
30:29 - When to Start?
31:31 - Bhushan Padkil’s Advice for Youngsters
33:36 - Advice for MSMEs
35:11 - Conclusion


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Find FinCocktail and CIBIL on other social media:

Instagram:

https://www.instagram.com/fincocktail/

YouTube:
https://www.youtube.com/@FinCocktail
https://www.youtube.com/@CIBILonline

LinkedIn:
https://www.linkedin.com/company/fincocktail/
https://www.linkedin.com/in/sayalirai/
https://www.linkedin.com/company/credit-information-bureau-india-limited

Facebook:
https://m.facebook.com/TransUnionCIBIL/

X:
https://twitter.com/FinCocktail

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Credits:

Shoot:
CinFin Media

Edit:
https://www.instagram.com/intriguingfilms/
https://www.instagram.com/anuragkawatra/


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